Borrow Up To $1,500

Find Payday Loans Near You with No Credit Check & Instant Approval

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How to get approved for Payday Loans Near You?

1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail Transfer money transfer within 30* minutes after approval.

All Types of Income Accepted to Qualify No Credit Check Payday Loans Near You.

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Payday Loans Near You from Focus Cash Loans?

Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don't stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac e-Transfers

Don't wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

How to Get Approved for Payday Loans Near You Online with No Credit Check?

If you a looking for payday loans near you, you might be able to find a lot of local storefront lenders if you live in a larger city or town. If you live in a small town/village, there might be no storefront payday loan lenders available near you, but don’t get discouraged as you can apply, get approved and receive a payday loan online. There are multiple lenders that offer online payday loans near you in Canada.


Over the last few years, payday loan lenders have shifted their operations online. It has become unprofitable for companies to have store front locations that do not get a lot of foot traffics due to an increase in rent and wages. Online operations have allowed lenders to minimized their operating expenses and run somewhat profitable operations.


Where do I find payday loans near me in Alberta?


We would suggest searching for a payday loan lender near you in Alberta online first. Once you find a lender, check to see if that lender offers online payday loans near you. Do some research on that lender as well as read reviews. If the lender offers completely online application form, you can simply apply online. That way you do not need to spend your time or gas to get to that lender’s storefront location.


Payday loan lenders must be licensed to operate in the province of Alberta. Under the payday loan regulations, the maximum payday loan in Alberta is $1,500. The loan repayment should be split into 2 to 4 payments for a minimum of 42 to a maximum of 62 days.
Payday loan companies have store front locations in the following Alberta cities: Calgary, Edmonton, Red Deer, Lethbridge, Sherwood Park, Medicine Hat, Grande Prairie, Fort McMurray, Airdrie, Fort Saskatchewan, Spruce Grove, Cochrane, Camrose, Leduc among a few.


Where do I find payday loans near me in British Columbia?


Go to your favorite search engine and search: “payday loans near me in BC”. You will get a list of payday loan lenders in BC. Some of those companies have store front operations and accept walk in applications, while others operate exclusively online. Choose the right lender for you and visit their store or better apply online.


Payday loan lenders in British Columbia must be licensed to operate there as well. The maximum loan amount in BC is $1,500. Once you take our 3 loans in the last 62 day period, you have an option to repay your loan back in 2 to 3 installments.


BC payday loan companies have store front locations in the following cities: Vancouver, Burnaby, Richmond, Coquitlam, Port Moody, Port Coquitlam, Delta, Surrey, Langley, Hope, North Vancouver, West Vancouver, Victoria, Abbotsford, Kelowna, Nanaimo, White Rock, Kamloops, Prince George, Chilliwack, Vernon, Courtenay, Penticton, Campbell River, Duncan, Parksville, Port Alberni, Cranbrook, Fort Saint John, Terrace, Squamish, Powell River, Aldergrove, Williams Lake, Quesnel, Prince Rupert, Dawson Creek, Salmon Arm, Nelson, Ladysmith, Trail, Gibsons, Castlegar, Whistler, Kitimat.

Where do I find payday loans near me in Ontario?

The best place to search for payday loans near you in Ontario is online. Over the pandemic, a lot of businesses have shifted to online operations and payday loan companies just a few of them. Most lenders have made it very easy to apply and get approved for a payday loan online. Some lenders use email money transfers to fund loans, so getting the funds is fast and easy as well.


As in other Provinces, payday loans lenders in Ontario have to be licensed. The maximum payday loan amount in Ontario is $1,500. After your second loan in the last 63 day period, you can repay the next one over 2 to 3 paydays.


There are storefront payday loan locations in the following Ontario cities: Toronto, Ottawa, Hamilton, Kitchener, London, Saint Catharines-Niagara, Windsor, Oshawa, Barrie, Guelph, Kingston, Sudbury, Thunder Bay, Kanata, Brantford, Sarnia, Peterborough, Sault Sainte Marie, Belleville, Milton, North Bay, Cornwall, Chatham, Saint Thomas, Georgetown, Woodstock, Leamington, Midland, Stratford, Orillia, Orangeville, Timmins, Bolton, Brockville.

Where can I get payday loans near me?


To get payday loans near you, open up a browser on your PC or a smart phone, navigate to a search engine, type in “payday loans near me” in the search bar, check search results. Once you get results for your search query “payday loans near me”, check lenders’ websites, read customer testimonials, check reviews on third party sites. Choose a payday loan lender from the list near you. Apply online or visit the lender’s store.


Are there any 24-hour online payday loans near me with no credit check?


You can apply online 24/7 for payday loans near you. Simply search for online payday loans near you that offer online application process. Most payday loan lenders do not run credit checks and simply assess your ability to pay back the loan. Contact the lender and check it that lender requires a credit check to get approved for a loan before you apply.


How do I apply for payday loans near me?


Before you apply with a lender of your choice, visit lender’s qualifications/requirement page and check what you need to qualify for a payday loan. If you do not meet all the requirements, email or give a lender a call as there might be some exceptions to those requirements. Once you check that, fill out an online payday loan application form on the lender’s website. Wait for the lender’s response and follow instructions.

How to get approved for payday loans near me?


To get approved for payday loans near you, you need to be employed or receiving EI (Unemployment Insurance), CPP, WCB (Workers Compensation Benefits), CTC (Child Tax Credit). Your income should be deposited into your bank account. Your net income should be at least $1,200 a month to qualify for the loan.
When applying for payday loans near you, you should check lender’s requirements and closely follow lender’s instructions once you submit your online loan application. Some lenders have a simple approval process and the whole process takes place online.