Borrow Up To $1,500

The easiest way to get the
fastest loan in Toronto, Ontario

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How To Get a Payday Loan in Toronto, Ontario?

1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail Transfer money transfer within 30* minutes after approval.

All Types of Income Accepted in Toronto, Ontario.

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get a Loan from Focus Cash Loans in Toronto, ON?

Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of online payday loans in Toronto, ON since 2008.

Toronto, Ontario residents can rely on Focus Cash Loans when in need of a short term loan. Getting an online payday loan in Toronto, Ontario has never been easier. Residents of Toronto, Ontario can apply for a loan 24/7 even on the weekends including Saturdays & Sundays. Yes, we are open 24/7 if you are looking to get a loan in Toronto, Ontario, simply click on “Apply” button. Filling out our online payday loan application takes only a few minutes.

To pre-qualify for a payday loan in Toronto, ON, with Focus Cash Loans, you need to answer “YES” to the following questions:

  • Are you are currently employed or receiving CPP, Private Pension, EI, WCB, CTC or Non-Government Disability benefits?
  • Do you have an active chequing account that has been opened for at least 3 months with your income directly deposited into that chequing account?
  • Are you 19 years or older?
  • Is your net income at least $1,200 per month?
  • Do you have a telephone number that we can reach you at?

 

Are you trying to find “Payday Loans Near Me” in Toronto, Ontario using a search engine? Look no further as Focus Cash Loans has got you covered. We have been helping Toronto residents with their short term loan needs since 2008. Unlike other lenders, we provide same day online e-transfer payday loans in Canada 24/7 with no credit check and instant approval. You will receive your online email money transfer payday loan in a matter of minutes once your application is approved. We don’t just look at employment income, we approve Toronto, Ontario residents with all types of income, including Child Tax Credit, Private Disability, Employment Insurance, CPP & Private Pension, Workers Compensation. No doubt, people that are unemployed, but receiving EI benefits can apply as well.

Rather than going to a payday loan store in Toronto, ON, simply fill out our short and simple online payday loans application form. We have copmpletely digitalized our payday loan application process. You can apply for a loan right from your couch without leaving your home under 5 minutes. Getting an online payday loan in Toronto, Ontario, has never been easier! With Focus Cash Loans, you don’t have to wait hours or even days to have the money deposited in your bank account, you receive your loan via Interac e-Transfer withing minutes of being approved. We are here to help Toronto, Ontario residents if they have Bad Credit, No Credit or even past bankruptcies! If you need a short term loan, do not hesitate, simply click “Apply Now” button.