Borrow Up To $1,500

Get Approved for Payday Loans Online in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!👍👍👍
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

How To Get Payday Loans Online In Canada with no Credit Check?

1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail Transfer money transfer within 30* minutes after approval.

All Types of Income Accepted to Qualify for Payday Loans Online in Canada with No Credit Check.

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Payday Loans Online in Canada with No Credit Check from Focus Cash Loans?

Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don't stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac e-Transfers

Don't wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

How to Get Approved for for Payday Loans Online in Canada

Focus Cash Loans is the leading payday loans online lender in Canada that has been helping Canadians to get access to quick cash since 2008. We have developed a very easy and convenient way to apply, get approved and receive funds.


We have eliminated the need to fill out a complex and a long application form to get approved for payday loans online. Focus Cash Loans has developed a step by step application that only takes a few minutes to complete. All you need to do is to click on “apply now” button on our website and answer a set of straight forward questions. The questions are designed to get basic information that we need to get your loan approved. We do not ask you to email of fax any documents as the other companies do. Our payday loans are completely done online. All you have to do is to electronically verify your bank account at the end of our application form.
There is no need for us to know what the money will be used for. You loan is private & confidential. We do not disclose the fact that you are borrowing the money to anyone.


Can I get approved for payday loans online if I have bad credit?


Even if you have bad credit or no credit you can get approved for payday loans online. Online payday loans are designed to help people with bad credit who are in a cash crunch and need access to cash fast. Online payday loan companies do not have credit requirements to get a loan which means that if you had credit difficulties in the past and/or have gone through a bankruptcy, you can still qualify for a loan.


What is the easiest way to get payday loans online?


The easiest way to get payday loans online is to apply for the loan online. It is the fastest and easiest way to apply & get approved for payday loans. These loans are designed for emergency situations. Understandably, that access to cash should be easy and hassle free at times when people need it the most. That is why payday loans online applications process doesn’t have the bureaucracy that large financial institutions have. A personalized approach to every loan application is usually taken by online payday loan companies.


How do I apply for payday loans online?


To apply for payday loans online, all you need to do is to complete online application form. The online application form was designed to be very easy to complete with step by step instructions. Once you complete the loan application, you will be prompted for electronically verify your bank account. Once the verification is complete, you will be contacted to finalize your loan.


Do payday loans online lenders require any kind of collateral?


No, payday loans online lenders do not require any collateral. These loans were designed to help borrowers that might have no assets, past bankruptcies and less than perfect credit rating. Online payday loan lenders understand that not everyone has a collateral that can be used as a security to get a loan.


How long does it take to get approved for a payday loans online?


Getting approved for payday loans online doesn’t usually take that long. Payday loan lenders understand the urgency of these online payday loan requests and usually process applications the same business day they the application is received. Funding doesn’t take that long as well. Some lenders use the convenience and speed of e-mail money transfers, so it might take as little as 30 minutes to receive the funds.


What is the maximum payday loan amount I can online?


The maximum payday loan amount is set by provincial regulators that regulate payday loan companies. The maximus loan amount is set to $1,500 as of right now. There are some limits for new customers as well. The first time you apply for payday loans online, the limit is usually set to $500. Once your first loan is paid, your credit limit can be increased up to 50% of your net pay or up to $1,500 whichever is less.


How fast can I get my payday loan online once I am approved?


Once your payday loan is approved, it usually takes less than 60 minutes to receive the funds. With the ease and speed of e-mail money transfers it has become easier to receive the funds.


How do I pay back my payday loan online?


Paying you payday loan online is usually hassle free. Payday loan lender will debit your chequing account on your loan due date. There are no extra steps you need to make other than making sure that you have sufficient funds in your bank account to cover the loan payment.