Borrow Up To $1,500

Find more about Online Loans in Canada

5-minute application and
no credit check

Excellent

Rob
Rob
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Really easy to use and quick fast with no hassle
Karie
Karie
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Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
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You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
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Quick and reliable!👍👍👍
Customer
Customer
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Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
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Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
Happy customer
Happy customer
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Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
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Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
D. Ackles
D. Ackles
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Great service provided by great people. Always.
Customer
Customer
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Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
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They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
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You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
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Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
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Trusted Lender

Secure Application

Fast Approvals

How to get approved for Online Loans?

1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail Transfer money transfer within 30* minutes after approval.

All Types of Income Accepted to Qualify for Online Loans in Canada.

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get Online Loans in Canada from Focus Cash Loans?

Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don't stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac e-Transfers

Don't wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

How to Get Approved for Online Loans in Canada?

Today we are excited to tell you about a great new way to get quick cash whenever you need it – Focus Cash Loans! Whether you're in Ontario, BC, or Alberta, our online loans Canada services are here to help you out, no matter what your financial situation might be. So if you need payday or installment loans with no credit check, instant approval, and 24/7 service, look no further than Focus Cash Loans!

Why Choose Focus Cash Loans for Online Loans Canada?

So why should you choose Focus Cash Loans for your online loans Canada needs? For starters, we offer some of the most flexible and convenient payday and installment loans in Canada, with no credit check required! That means that even if you've got bad credit or no credit at all, you can still qualify for the cash you need to get by. Plus, with our 24/7 service and same-day pay, you can get access to your funds instantly – no waiting around for days or weeks like with other lenders!

Our Payday and Installment Loans in Canada

At Focus Cash Loans, we offer two main types of online loans Canada: payday loans and installment loans. Payday loans are designed for those times when you need cash in a hurry, with no time to waste. With our payday loans, you can borrow up to $1500 with no credit check required, and pay it back on your next payday. It's that simple!

But what if you need more time to repay your loan? That's where our installment loans come in. With our installment loans in Canada, you can borrow up to $1500 with no credit check, and repay it over 2-3 installments in up to 62 days. So whether you need a little bit of extra time to get your finances in order, or just want more flexibility when it comes to repaying your loan, our installment loans are the perfect solution.

How to Apply for Online Loans in Canada with Focus Cash Loans

Ready to get started with Focus Cash Loans? Applying for online loans in Canada has never been easier! Simply head to our website and fill out our quick and easy online application form. We won't ask you invasive questions or require any complicated documents – all we need is some basic information about yourself and your employment, if applicable. Once you submit your application, we'll review it right away and get back to you with a decision – usually within an hour!

Payday Loans with No Credit Check in Canada

One of the things that sets Focus Cash Loans apart from other online loans Canada providers is our commitment to offering payday loans with no credit check required. We understand that everyone has different financial situations, and that not everyone has a perfect credit score. That's why we don't disqualify you based on bad credit, no credit, or past bankruptcies. As long as you meet our simple eligibility requirements, including being employed or receiving eligible income and having a bank account where that income is deposited, you can qualify for a payday loan with Focus Cash Loans. We believe that everyone deserves access to quick cash when they need it most, regardless of their credit score or financial history.

Installment Loans in Canada – More Time to Repay!

If you need a little more time to repay your loan, our installment loans in Canada are the perfect solution. With installment loans, you can borrow up to $1500 with no credit check, and repay it over 2-3 installments in up to 62 days. This gives you more flexibility when it comes to managing your finances, and can help you avoid the stress of having to repay your loan all at once on your next payday. Plus, with Focus Cash Loans, you'll always know exactly how much you need to repay and when, so you can plan ahead and stay on top of your finances.

24/7 Service and Same-Day Pay with Focus Cash Loans

At Focus Cash Loans, we understand that financial emergencies can happen at any time, which is why we offer 24/7 service and same-day pay. That means you can apply for a loan with us at any time of day or night, and get access to your funds instantly – no waiting around for days or weeks like with other lenders. And with our easy-to-use online application process, you can apply for a loan from the comfort of your own home or on-the-go using your smartphone or tablet.

Email Money Transfers for Instant Access to Cash!

One of the things that sets Focus Cash Loans apart from other online loans Canada providers is our use of email money transfers for instant access to cash. When your loan application is approved, we'll send your funds directly to your bank account via email money transfer. This means you can get access to your cash instantly, without having to wait for a check to clear or go to a physical location to pick up your funds. Plus, email money transfers are safe, secure, and convenient, making them the perfect choice for anyone who needs quick access to cash.

Don't Let Bad Credit Hold You Back from Getting the Cash You Need!

At Focus Cash Loans, we believe that everyone deserves access to quick cash when they need it most, regardless of their credit score or financial history. That's why we offer payday and installment loans with no credit check required – so you can get the cash you need, even if you've got bad credit or no credit at all. Plus, with our easy application process, fast approvals, and email money transfers, getting the cash you need has never been easier!

Online Loans Canada – Available in Ontario, BC, and Alberta

Whether you're in Ontario, BC, or Alberta, Focus Cash Loans is here to help you get the quick cash you need with our online loans Canada services. We offer payday and installment loans with no credit check required, instant approval, 24/7 service, and same-day pay, so you can get the cash you need when you need it most. So if you're looking for a reliable and convenient way to get online loans in Canada, look no further than Focus Cash Loans!

So there you have it, Canada – everything you need to know about online loans Canada with Focus Cash Loans! Whether you're in Ontario, BC, or Alberta, our payday and installment loans are here to help you get the quick cash you need, with no credit check required, instant approval, 24/7 service, and same-day pay. So don't let financial emergencies hold you back – apply for a loan with Focus Cash Loans today and get the cash you need, when you need it most!

Online loans in Canada are a type of loan that can be applied for and managed entirely online. With online loans, you can get access to quick cash without ever having to leave your home, making them a convenient and flexible option for those who need money fast.

In Canada, there are two main types of online loans: payday loans and installment loans. Payday loans are designed for those times when you need cash in a hurry, with no time to waste. Installment loans, on the other hand, allow you to borrow more money and repay it over a longer period of time, giving you more flexibility when it comes to managing your finances.

Yes! With Focus Cash Loans, you can get payday and installment loans in Canada with no credit check required. We believe that everyone deserves access to quick cash when they need it most, regardless of their credit score or financial history.

Applying for online loans in Canada is easy with Focus Cash Loans. Simply head to our website and fill out our quick and easy online application form. We won't ask you invasive questions or require any complicated documents – all we need is some basic information about yourself and your employment, if applicable. Once you submit your application, we'll review it right away and get back to you with a decision – usually within an hour!

To be eligible for online loans in Canada with Focus Cash Loans, you must be employed or receive eligible income, have a bank account where that income is deposited, be 19 years or older, and have a phone number that you can be reached at. The minimum income requirement is $1,200 per month.

With Focus Cash Loans, you can get access to your funds instantly! When your loan application is approved, we'll send your funds directly to your bank account via email money transfer, which usually takes about 30 minutes to receive.

At Focus Cash Loans, the loan fees for online loans in Canada are $15 for every $100 that you borrow. The interest rate, also known as APR, of the $15 loan fee per $100 borrowed, will vary depending on the number of days the borrower is given to repay the loan.

Yes! At Focus Cash Loans, we take the security and privacy of our customers very seriously. We use the latest encryption technology to protect your personal and financial information, and we never share or sell your information to third parties.