Borrow Up To $1,500

E-Transfer Payday Loans Canada
Instant 24/7 Approval No Credit Check

5-minute application and
no credit check

Excellent

Rob
Rob
Read More
Really easy to use and quick fast with no hassle
Karie
Karie
Read More
Very good customer service. Always friendly and helpful.
Carrie Vedan
Carrie Vedan
Read More
You guys are always there for me when no one else is thank you!!
Ms. Emily A. Angulalik
Ms. Emily A. Angulalik
Read More
Quick and reliable!๐Ÿ‘๐Ÿ‘๐Ÿ‘
Customer
Customer
Read More
Always incredible helpful and reliable when needed. Staff are friendly and effective.
Sharon C
Sharon C
Read More
Focus cash loan is very easy to deal with. They're very quick with response. I cannot say enough good about them.
Happy customer
Happy customer
Read More
Great, fast,service. Always polite if I need to call but every thing can be done online ( which I like)
Customer
Customer
Read More
Fast and efficient customer service, I am a satisfied valued client. Thanks a lot
D. Ackles
D. Ackles
Read More
Great service provided by great people. Always.
Customer
Customer
Read More
Excellent service ... the only drawback is the loan limit, I wish more is provided for good citizens.
Neil
Neil
Read More
They are very professional and helpful and provide excellent customer service.
Nancy
Nancy
Read More
You have always been so easy to deal with. Highly recommended.
Milagros
Milagros
Read More
Fast approval...good customer service...keep up the good work Mike. Keep safe everyone.
Previous
Next

Trusted Lender

Secure Application

Fast Approvals

How To Get E-Transfer Payday Loans in Canada?

1. Apply Online

Easy & Secure application with step by step guidance.

2. Get Approved

Fast loan approval process that only takes minutes.

3. Get Your Money

E-mail Transfer money transfer within 30* minutes after approval.

All Types of Income Accepted to Qualify for E-Transfer Payday Loans

Employment Income

Private Disability Insurance

Child Tax Credit Benefits

CPP & Private Pension

Unemployment Insurance

Workers Compensation

Why Get a E-Transfer Payday Loan from Focus Cash Loans?

Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

Instant Interac e-Transfers

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

We are the leading provider of E-Transfer Payday Loans in Canada since 2008.

If you are looking for an E-Transfer Payday Loan in Canada, you have come to the right place. Focus Cash Loans has been the trusted provider of E-Transfer Payday Loans in Canada since 2008. There are a lot of lenders out there that promise instant payday loans that are deposited into your bank account, but they don’t offer E-Transfers. The main difference between an E-Transfer and an EFT (electronic funds transfer) deposit is that the EFT deposit usually takes at least 24 hours to process, so if you deal with a lender that does not use the E-Transfers, you most likely receive your funds the next business day you get approved for a loan.

The other main difference between Focus Cash Loansโ€™ E-Transfer Payday Loans is that we offer completely faxless loan application approval process. Forget printing, scanning and emailing documents โ€“ we do not require that to get your loan approved. Since we have been in payday loan business since 2008, we have the technological process to receive and process your loan application in the most efficient and timely manner.

At Focus Cash Loans we understand the reason why you apply for a payday loan – you need the money ASAP. That is why we have utilized the technology of E-Transfers. We offer easy 24/7 online application process that only takes minutes to complete. All you need to do is to answer a few simple questions. We do not ask you to fill out an application form that is 10 pages long like some banks do. We do not require any collateral or guarantors. As long as you receive qualified income, has a good bank account history and have a phone number and an address where we can reach you at, you are pre-approved for a loan with Focus Cash Loans.

Our customer service agents are on stand by to help you with the application process and getting you the E-Transfer Payday Loan the same day (if you apply during our business hours) you apply with us. We have a personalized approach to every loan application that we receive and donโ€™t look at your credit score as we understand that credit difficulties might happen once in a while. We simply asses your application on your ability to pay back the loan on your payday. This is the difference between us and a big bank that purely evaluates your credit application based on your past trades and your credit score.

What are the most important things to keep in mind when applying for the E-Transfer Payday Loan?

Make sure that you have registered for online banking with your bank, so you can deposit the E-Transfer once you receive it. If you have any problems registering for online banking with your bank, please give them a call. Also, make sure that you provide the most accurate information in your application form. That will increase the chances of you getting approved.

How do I apply for the E-Transfer Payday Loan?

To apply for the E-Transfer Payday Loan, you simply need to fill out our online loan application form. Once you complete the application form, you will be prompted to verify your bank account. Once the verification has been completed, you will get a conformation message. Now simply wait for your loan application to be processed by our customer service agents.

How long does it take to receive the E-Transfer Payday Loan?

It takes approximately 30 minutes to receive the E-Transfer Payday Loan once your loan application has been approved. To expedite the approval process, please ensure that you provide us with the most accurate and up to date information in your application form.

What is the maximum E-Transfer Payday Loan amount I can get?

First time customers can apply and get approved for up to $500 for their first time E-Transfer Payday Loan. Repeat customers can borrow up to $1,500. $1,500 is the maximum E-Transfer Payday Loan amount that has been set up by provincial regulators.

What are the requirements to qualify for E-Transfer Payday Loan?

To qualify for E-Transfer Payday Loan in Canada, you must receive income from the following sources: employment, CPP, EI, Private Pension, Private Disability or Worker’s Compensation. Your monthly income should be a minimum of $1,200 per month. You must have a chequing account where your income is deposited, a phone number that we can reach you at and a permanent place of residence.