Get Funds In Minutes*​

Exploring E-Transfer Payday Loans Canada – Instant 24/7 Approval No Credit Check

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What Our Customers Have To Say

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Quick, and easy. Helpful staff great customer service I highly recommend over others 👍
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The service was quick and customer service representatives were helpful and friendly.
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Very professional, respectful and quick to answer questions or concerns.
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Friendly and easy to use. The lady who helped me with all my questions was very helpful. The process went smooth and quick.
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Customer service today was great answered all my questions and was great helping me with my banking issues.
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First time using this company. Extremely fast service and no hassles. I highly recommend them!
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Friendly fast and efficient. Great company to deal with and the application is straightforward.
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I was in a real pinch. This was fast, easy and I got the funds I need quick. Sure beats any of those other services in Canada.
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Fast, convenient and easy to get a hold of customer team! Best place for when you need them.
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Very quick online application and very friendly customer service.

3 Easy Steps

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1. Apply Online

Easy & Secure application with step by step guidance.

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2. Get Approved

Fast loan approval process that only takes minutes.

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3. Get Your Money

E-mail money transfer within 30* minutes after approval.

All Types of Income Accepted

At Focus Cash Loans, we accept many types of income, including employment, benefits, and pensions. Apply now for fast and convenient loan service!

Employment Income

Child Tax Credit Benefits

Unemployment Insurance

Private Disability Insurance

CPP & Private Pension

Workers Compensation

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Why Get a Loan from Focus Cash Loans?

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Trusted Lender Since 2008

For the past 12 years, we have been helping Canadians to meet their short term financial needs.

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Apply Online Anytime 24/7

Don’t stand in line, apply for a payday loan 24/7 from the convenience of your own home or office.

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All Types of Income Accepted

We not only accept employment income, but EI, child tax, private disability, workers comp & pension as well.

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No Credit Check Loans

Unlike other lenders, we do not run credit checks. We have personalized approach to every loan application.

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Instant Interac

Don’t wait days, receive funds within minutes of being approved with the convenience of Interac e-Transfers.

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No Hidden Fees Or Charges

100% transparency, when you get a payday loan from us, there are no hidden fees or extra hidden charges.

GET UP TO $1,500!​

Download Our Mobile App Now​

Get 24/7 access to your account from anywhere with our free mobile loan app by signing up.

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We are the leading provider of E-Transfer Payday Loans in Canada since 2008.

The other main difference between Focus Cash Loans’ E-Transfer Payday Loans is that we offer a completely faxless loan application approval process. Forget printing, scanning, and emailing documents – we do not require that to get your loan approved. Since we have been in the payday loan business since 2008, we have the technological process to receive and process your loan application in the most efficient and timely manner.

At Focus Cash Loans we understand the reason why you apply for a payday loan – you need the money ASAP. That is why we have utilized the technology of E-Transfers. We offer an easy 24/7 online application process that only takes minutes to complete. All you need to do is to answer a few simple questions. We do not ask you to fill out an application form that is 10 pages long like some banks do. We do not require any collateral or guarantors. As long as you receive qualified income, have a good bank account history, and have a phone number and an address where we can reach you, you are pre-approved for a loan with Focus Cash Loans.

Furthermore, we do not run credit checks. Our no credit check loans are simple and easy to get. As long as you meet our requirements, you get approved. When we assess your loan application, we base our lending decision on your bank statement and not a credit report from Trans Union or Equifax that might not represent the true picture of your creditworthiness as of today. We understand that people run into financial difficulties that might temporarily damage credit rating, but it does not mean that someone should be disqualified from getting an online loan simply because he missed some credit card payments in the past.

Our customer service agents are on standby to help you with the application process and get you the E-Transfer Payday Loan the same day (if you apply during our business hours) you apply with us. We have a personalized approach to every loan application that we receive and don’t look at your credit score as we understand that credit difficulties might happen once in a while. We simply assess your application on your ability to pay back the loan on your payday. This is the difference between us and a big bank that purely evaluates your credit application based on your past trades and your credit score.

What are the most important things to keep in mind when applying for the E-Transfer Payday Loan?

Make sure that you have registered for online banking with your bank, so you can deposit the E-Transfer once you receive it. If you have any problems registering for online banking with your bank, please give them a call. Also, make sure that you provide the most accurate information in your application form. That will increase the chances of you getting approved.

How do I apply for the E-Transfer Payday Loan?

To apply for the E-Transfer Payday Loan, you simply need to fill out our online loan application form. Once you complete the application form, you will be prompted to verify your bank account. Once the verification has been completed, you will get a confirmation message. Now simply wait for your loan application to be processed by our customer service agents.

How long does it take to receive the E-Transfer Payday Loan?

It takes approximately 30 minutes to receive the E-Transfer Payday Loan once your loan application has been approved. To expedite the approval process, please ensure that you provide us with the most accurate and up-to-date information in your application form.

What is the maximum E-Transfer Payday Loan amount I can get?

First-time customers can apply and get approved for up to $500 for their first-time E-Transfer Payday Loan. Repeat customers can borrow up to $1,500. $1,500 is the maximum E-Transfer Payday Loan amount that has been set up by provincial regulators.

What are the requirements to qualify for E-Transfer Payday Loan?

To qualify for E-Transfer Payday Loan in Canada, you must receive income from the following sources: employment, CPP, EI, Private Pension, Private Disability, or Worker's Compensation. Your monthly income should be a minimum of $1,200 per month. You must have a chequing account where your income is deposited, a phone number that we can reach you at, and a permanent place of residence.

Where can I apply for the fastest e-transfer payday loans in Canada 24/7 with no documents?

The fastest way to apply for e-transfer payday loans in Canada is online with Focus Cash Loans. Focus Cash Loans offers a 24/7 online application process. The applications form is simple and easy to complete. With an easy step-by-step application process, you simply need to answer a few simple questions in order to complete the online application form. We require no documents to be faxed or emailed as our loan approval process is completely faxless. We offer no credit check e-transfer payday loans, which means that we do not pull your credit bureau. We assess your loan application based on your banking history. Our same day funding is almost instant once your loan application gets approved.